Mandatory (compulsory) Zanzibar Travel Insurance: What you need to know (starting from 1st October 2024)
Starting from 1st October 2024, all foreign travellers visiting Zanzibar must purchase mandatory travel insurance costing U$D 44 per person (adults and children are the same price), offering comprehensive coverage for medical emergencies, accidents, and more during your stay. This insurance is in addition to any insurance you may have already purchased and must be purchased exclusively from the Zanzibar Insurance Corporation (ZIC). Priced at $44 and valid for 90 days, this new regulation aims to enhance visitor protection while on the island. The mandatory coverage extends to health services, lost baggage, accidents, emergency evacuation, passport and document loss, and even repatriation in the unfortunate case of death.
Background and History of Zanzibar’s Travel Insurance Policy
The introduction of mandatory travel insurance in Zanzibar is part of the government’s broader strategy to improve tourist safety and security. In recent years, Zanzibar has seen a significant increase in tourism, which has become a vital component of its economy. However, the growing number of visitors also brings challenges related to health and safety, leading the government to take proactive measures to protect tourists and ensure high service standards.
Why Mandatory Insurance if Travelers Already Have Their Own?
A common question among travellers is why additional insurance is necessary if they already have their own travel insurance from their home country. The Zanzibar government has made it clear that this mandatory policy is designed specifically for the unique needs of visitors while they are within Zanzibar. Although many travellers may already have coverage, the terms and conditions of different insurance providers can vary significantly. The government seeks to ensure that all tourists receive standardized protection tailored to local conditions and potential risks.
Medical & Related Expenses
Here are the key benefits of this mandatory travel insurance:
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For more detailed information, including answers to frequently asked questions, please refer to the official document, released by the Zanzibari Government ( Zanzibar Mandatory Insurance FAQs)
Zanzibar Insurance Corporation (ZIC)
The Zanzibar Insurance Corporation (ZIC), a government-owned entity, will be the sole provider of this mandatory travel insurance. The corporation has been working closely with the Ministry of Finance to develop a comprehensive package that meets the specific needs of tourists. Before traveling to Zanzibar, visitors must purchase the insurance through ZIC and will receive a QR code confirming their coverage. Upon entry to Zanzibar, they must present this QR code, which links to their insurance details.
Other Countries with Mandatory Travel Insurance
Zanzibar is not the first destination to introduce mandatory travel insurance for visitors. Several countries worldwide have implemented similar policies to protect tourists and ensure seamless emergency responses. Countries like Costa Rica, Thailand, and Cuba require visitors to show proof of travel insurance upon entry, while certain European nations demand insurance coverage as a visa requirement. These policies are intended to reduce the burden on local healthcare systems and enhance tourists’ overall safety and experience.
Recommendations for Travelers
As you plan your trip to Zanzibar, it is important to factor in the cost of the mandatory insurance into your travel budget. The $44 fee for coverage over 90 days is a reasonable expense that provides peace of mind during your stay. If you have already purchased an international travel insurance policy, keep in mind that this new requirement still applies, as the Zanzibar-specific insurance is mandatory for all foreign visitors regardless of existing coverage. You will not be allowed entry into Zanzibar without this addition insurance.
How to Apply for Zanzibar’s Mandatory Insurance
The procedure should be simple: visit the official Zanzibar tourism website https://visitzanzibar.go.tz/, fill out your details, and pay the 44 USD fee. The coverage applies to one person and only within the Zanzibar archipelago. Once the insurance and payment have been processed, you should receive a receipt with a QR code to present on arrival at immigration at the Zanzibar airport along with your tourist visas. The option to buy single insurance for the whole family or group should also be available in the future.
Please note: You will need to do this yourselves, before you travel. Lion King is not able to purchase this insurance on your behalf.
If you have any questions or need further clarification, please contact the Zanzibar Insurance Corporation directly. You can reach them via email at inbound@zic.co.tz
Final Thoughts on Mandatory Zanzibar Insurance
The new mandatory insurance for Zanzibar visitors aims to enhance visitors’ safety, minimize care-related incidents, and ensure a smooth hospitalisation and treatment process if an incident occurs during your stay. While the initiative has sparked some debate, its effectiveness will become clearer over time. If you are planning to visit Zanzibar, we recommend you carefully review the mandatory policy and consider maintaining your own insurance to ensure comprehensive protection tailored to your specific needs. Regardless of the requirements, it’s always wise to travel with a good understanding of the local healthcare system and other potential risks. Travel smart, stay safe, and enjoy your journey.